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The festival of lights, Diwali is just to bang on your doors. And with this coming, your home lightens up with attractive and vibrant lights and delicious foods.

A good CIBIL score plays a major role in determining how fast you can get the financing and the interest rate of the same.

Credit repair is a process of fixing or rectifying your credit score, whether it could be in any shape or forms.

Diwali is the most prestigious festival that we celebrate every year. This festival is not just a festival of lights but a start of the fresh Hindu financial year.

You can certainly apply for a credit or loan, but you must know when the right time to apply for the credit or loan. The lenders assess various aspects before approving the loan, and so you must be aware of your credit score.

Once your CIBIL score is calculated, it is sent to banks for determining on what interest rate, the loan should be sanctioned to you.

A loan settlement present on your CIBIL credit report can take a toll on the overall credit score and also will reduce your chances of getting good offers on future loans.

A good credit score in today's era when the economy is highly credit based or credit driven has become very important for anyone's financial success.

Credit rating is an opinion which is formed by the rating agencies who ascertain the future ability and the obligation of an individual to meet its debt obligation when they arise.