How to Resolve CIBIL Dispute?

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How to Resolve CIBIL Dispute?

Praveen Sharma
Wednesday, January 23, 2019

Are you applying for a loan? How to know cibil score free? How to imporve it? These days CIBIL Report has become an integral part of any loan approval process. All financial institutions go through the credit report before rejecting or approving the loan. But what if there are disputes? Most people wondering how to improve cibil score have issues with their CIBIL report but don’t know what to do about it. Well, you need to take some steps to make sure all your issues are fixed.

Continue Reading: Cibil check online

A Peek Into The Process

It’s pretty easy, all you have to do is fill up the relevant forms and submit them accordingly and keep checking the status frequently to ensure that you are updated about its progress. Rectifying the issue is the first and the most crucial step towards resolving it. The process is quite long and in case of further issues, you will have to follow the entire process once again which is why it is best to stay aware the first time so that all the alterations are made accordingly. So if you are thinking how to increase cibil score then you must focus on rectifying it first.

Some Essential Aspects To Consider

There are so many people out there thinking how to increase my cibil score but fail to realize that if there are issues with the report itself it will definitely affect the score. this is why it becomes more important to fix it. While filling out your Dispute Form make sure to put in the Control Number that is available right on your Credit Report. Wondering why? Well, this is a number which is generated with every credit report. This means every time it will be renewed with respect to the newly generated credit report. After submitting the form, you will receive your one-time dispute ID which you can use in the future for all communications regarding the issue. This ID can be helpful for tracking your dispute and getting updates through mails or calls. So don’t forget to keep this one handy right after submitting the form.

Stay Updated About The Progress

Once you raise the dispute it can take up to 30 days for it to be resolved. Once it has been resolved and the alterations are made you will be notified through an SMS. But there have been instances of people not being satisfied with the resolution so it is always better to check and verify the alterations before being sure about it. All you have to do is submit a request once again to verify if the report is updated according to your requirements. This way you will be sure of the changes and in case of any persisting discrepancies, you can always approach the authorities for further rectification. It is extremely crucial if you want to know how to improve cibil score immediately.

Communicating With The Authorities

If you are wondering whether you can visit the CIBIL office for any rectification then you must know that there is no provision for doing so. All communications regarding disputes have to be done through the official website. So if you are dealing with a similar situation then you need to log in to their official website and follow the steps mentioned for the resolution of disputes. There are also professionals available online who can help you with these processes. All you have to do is hire them and they will get all the work done on behalf of you.


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