Check Your Credit Card Eligibility Now | Credit Help India

Credit Card Eligibility

credit. A rejected Credit Card Application would impact your credit score negatively. That is why it is so important to do your credit card eligibility research ahead of time so that you do not witness a rejected form. You need to go to a bank and apply for at least three credit cards so that you can compare the terms of each card to see which one you feel is the best fit for you. Most banks rely on your good credit and study whether you are credit-worthy enough to get an unsecured credit card.

Factors That Affect Credit Card Eligibility Criteria

These factors determine if you are qualified for a card from any bank. These factors are then used to decide what kind of credit card you will be able to get. Many factors affect the criteria for each card, and the criteria for each bank are different from the other banks.

  • Creditworthiness

One way that the bank measures the creditworthiness of someone is to look at their history of payments. If you have had problems with missing or delayed payment, this will be a factor taken into consideration by the bank. Other aspects that may be taken into account are the number of credit cards you currently have and how long you have held them.

  • Purchase-Frequency

The types of purchases that you make also play a part in the qualifications for credit cards. Some of these types of purchases will generally qualify you for a higher credit limit than others. For example, some credit card bills will generally range between one and twelve-months every month. Other bills will generally range between thirty and ninety days every month.

Essential Documents to Apply for a Personal Loan

  • Income proof such as pay-slip, ITR, or bank statement.
  • Three passport-sized photographs.
  • Identity proof such as copies of voter ID, Driving License, Passport, Adhar Card, Bank statement, etc.
  • PAN card.
  • Address proof (passport, voter ID, or DL, etc.).

Why Should You Apply for a Credit Card Through Us?

We analyze your credit card application, and after pre-screening your application, we suggest you a suitable bank that can offer you a credit card at good terms. This procedure enhances the probability of approval and helps you get the credit card as per your terms.

Check Your Free Credit Score Now

Your Data Is Safe With Us.

Keeping your data safe and secure is a top priority for us and we are committed to it. We have implemented  256 bit Secure Encryption SSL to ensure data security and it is validated by Go Daddy Secure Certificate Authority.