Subscribe and never get Blindsided by your credit again.
Monthly report updates, instant WhatsApp alerts, and expert support when you need it. Flexible plans for Individuals and Businesses.
RBI e-mandateWhatsApp + email alertsYour Credit Score
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Credit Monitoring Dashboard
CMR Trend
Your Credit Score is moving every month even when you're not watching
Without ongoing monitoring, you find out only after the damage reaches a lender's desk. Subscribers find out the moment it happens.
Surprise rejections
See warning signs weeks ahead, before applying.
Silent score drops
See score shifts the same week they happen.
Unauthorised enquiries
Get a WhatsApp alert within hours of any enquiry.
No visibility
See the trend month by month on one dashboard.
Hidden bureau errors
Errors flagged automatically, one-click dispute.
Loan window blindspot
Stay lender-ready, always.
Subscription plans, tailored to who you are.
Switch the tab to see plans, comparison, and stories for your audience. All plans include monthly refreshed reports, dashboard access, and RBI-compliant billing.
Lite
Stay aware, no extras. Monthly refreshed reports and a clean view of your score over time.
- Monthly refreshed credit report
- Score history dashboard
- Email summary every month
- 1 free credit health check
- Special discount on packages
Cancel anytime
BEST FOR
People who want a no-frills monthly check on their score.
Plus
The full subscription experience. Refreshed reports, instant charge alerts, and Credit Help India advisor on call.
- Everything in Lite
- Score-change alerts on WhatsApp + email
- 1 advisor call per month
- One-click dispute filing for report errors
- Identity-theft anomaly alerts
- Special discount on packages
Cancel anytime
BEST FOR
People actively improving their credit or about to apply for a loan.
Family
One subscription, up to 4 family members. Each person gets their own dashboard, alerts, and advisor calls.
- Everything in Plus, for up to 4 members
- Individual dashboards per member
- 2 advisor calls per month, pooled
- Joint loan / family financial planning support
- Special discount on packages
Cancel anytime
BEST FOR
Households planning a home loan or building credit together.
Compare Individual Plans
Lite₹99/month | Plus₹299/month | Family₹499/month | |
|---|---|---|---|
| Best For | Passive Monthly Watch | Active Improvement | Up to 4 Family Members |
| Monthly Refreshed Report | (per member) | ||
| Score History Dashboard | |||
| WhatsApp + Email Alerts | — | ||
| One-click dispute filing | — | ||
| Identity anomaly alerts | — | ||
| Advisor Calls | — | 1 per month | 2 per month (pooled) |
| Free credit health check | 1 included | 1 included | 1 per member |
Bank-level encryption
Same level as your bank's app
Your data stays in India
Stored on Indian servers, never leaves
CISA Certified
CISA certified expertise aligned with RBI data privacy guidelines
Finds the problem. Your advisor fixes it.
AI scans your Credit report overnight. Your certified advisor acts on what it finds.
Instant alerts
Score change detected? You get a WhatsApp message the same week not at your next call.
One-click disputes
AI spots the error. Your advisor prepares the case. You approve with one tap.
Your credit improvement plan
AI ranks what to fix first. Your advisor turns it into a monthly action plan, personalised to you.
Why thousands trust Credit Help India
Equifax Authorised Partner
#1
Credit Solutions for Individuals & MSMEs
RBI
Regulated bureau access
Certified Credit Advisors
25
+Expert Credit Counsellors Every Step
8 yrs
Average advisor experience
Data security
256
bit
Bank-grade AES Encryption keeps your financial data secure
Annual
Independent security audit
Average fix time
Days to measurable credit score improvement
30 days
First results typically visible
Meera Singh
Individual Testimonial
Because of professional guidance of Credit Help India. My accounts has been resolved and updated in Cibil in a month time and shown remarkable improvement in my Cibil Score. Thank you Credit Help.
Frequently Asked Questions
CIBIL is a repository of information that collects and maintains the data provided by Banks and NBFCs, where individual have or had loans in the past. It has information about individual past and present repayment history and the status of individual loan accounts, personal information such as individual identity information, employment history, contact information, etc. It also keeps track of all the enquiries that individual has made for credit from various banks and financial institutions.
Know before a lender does.
Stay one step ahead. Monthly reports, instant alerts, and an expert in your corner every month.
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