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Opportunities
Get your Free Credit Score and Expert Guidance from India's trusted credit advisory company
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Factors Affecting Your Score
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A good Credit Score increases loan approvals, boosts credit limits, and lowers borrowing costs. Low scores can lead to higher rates and loan rejections.
What's your credit situation?
Wherever you are, we have a path forward. Tell us your situation and we'll show you exactly what to do next.
I have
Credit Report Issues
- Settled accounts still showing as active
- Written-off loans incorrectly listed
- Wrong loan entries on report
- Incorrect personal information
I have
Low Credit Score
Below 650- Score below 650
- No settlement or written-off accounts
- Loan rejections with no clear reason
- Score improvement possible in 90 days
I have
Good Credit Score
750+- Score above 750
- No credit issues on report
- Eligible for home, personal & business loans
- Want ongoing monitoring & alerts
Whatever's blocking your credit, we can help you fix it.
Get expert guidance and fix your credit in years months!
Basic
Best For
For individuals looking to fix credit report issues and improve their credit score.
- Detailed Credit Report Analysis
- Identification of Errors & Negative Remarks
- Credit Issue Resolution Support
- Personalized Improvement Suggestions
- Basic Score Improvement Guidance
- Email Support
- Basic Score Improvement Guidance
For 3 months
Standard
Best For
For customers seeking guided credit improvement with expert support.
- Detailed Credit Report Analysis
- Identification of Errors & Negative Remarks
- Credit Issue Resolution Support
- Dedicated Credit Expert
- Monthly Credit Monitoring
- Structured Score Improvement Program
- Priority Email & WhatsApp Support
- Guidance for Better Loan Eligibility
For 6 months
Exquisite
Best For
For customers seeking premium, personalized credit management.
- Dedicated Senior Credit Strategist
- One-to-One Personalized Consultation
- End-to-End Credit Management
- Premium Monitoring & Automation Support
- VIP Case Escalation Handling
- Banking Coordination Assistance
- Customised Credit Health Roadmap
- High Ticket Loan Readiness Planning
- Fast Track Priority Handling
- Exclusive Relationship Support
Starting from
Starts from ₹25,000
+ GST · Final price set after consultation
For 12 months
Bank-level encryption
Same level as your bank's app
Your data stays in India
Stored on Indian servers, never leaves
CISA Certified
CISA certified expertise aligned with RBI data privacy guidelines
What our plan includes
Tenure of service and number of counselling session vary from product to product
Credit Report Analysis
Detailed credit report review to identify issues and improvement opportunities.
Error & Credit Issue Resolution
Expert assistance resolving credit disputes with banks and lenders efficiently.
Personalized Credit Plan
Personalized action plans tailored to your credit profile and goals.
Expert Credit Consultation
Dedicated guidance from experienced experts throughout your credit journey.
Credit Progress Tracking
Regular monitoring of credit score progress and overall improvement.
Dedicated Customer Support
Continuous support through Email, WhatsApp, and dedicated relationship assistance.
We work with all 4 Credit Bureaus
Why does this matter?
Your credit score can vary by 30–80 points across bureaus. A lender might check CIBIL but your error is sitting on your Experian report. We check all four so nothing gets missed.
Real People. Real Credit Transformation.
Documented outcomes from individuals that improved their credit & unlocked funding
Case Study
Rahul from Pune fixes credit defaults and gets his ₹45 Lakhs home loan approved
Highlights
- Cleared multiple outstanding defaults & inaccuracies from credit report
- ₹45 Lakhs home loan approved after CIBIL reached 750
Want to Improve Your Credit Score?
Fix your credit in 5 simple steps
No jargon. No confusion. A clear path to a better score.
Get Your Credit Report
Upload your report or securely fetch your latest Equifax report through Credit Help India.
AI Credit Analysis
Our AI scans every section and finds what's hurting your credit score.
- Low score & bad history
- Late payments & high usage
- Incorrect or missing info
- Wrong or duplicate loans
Expert Review
Our credit experts verify each issue and explain how it impacts your score and loan eligibility.
Correction & Resolution
We work with banks, NBFCs and bureaus to correct:
- Closed loan & payment updates
- Settlement & written-off updates
- Reporting inaccuracies
- Incorrect personal details
- Wrong or duplicate loans
Better Credit Health
We track your report until corrections reflect and guide you to a stronger credit score.
Quick answers. No signup
Get instant answers without sharing your phone number.
Credit Score Estimator
Answer 6 quick questions. Get an
instant score estimate. No signup
needed.
EMI Calculator
See your EMI, total interest, and loan costs instantly.
Stay on top of your credit & get AI Powered Credit Alerts, every month.
Plans for individuals and businesses. New reports every month. Score alerts on WhatsApp.
- Monthly Credit Report Monitoring
- Real-time score-drop alerts on WhatsApp
- Cancel anytime, no lock-in
- Now loan Inquiry Alerts
- New Account Alert
- PAN misuse Alerts
Powered by Equifax
Score Factors
Your 90-day planPay credit card by 5th
Reduce card usage to 30%
Close unused store card
Complete this to reach score 
Your Credit ScoreYour score went up 30 points in last 1 month.
Why thousands trust Credit Help India
Equifax Authorised Partner
#1
Credit Solutions for Individuals & MSMEs
RBI
Regulated bureau access
Certified Credit Advisors
25
+Expert Credit Counsellors Every Step
8 yrs
Average advisor experience
Data security
256
bit
Bank-grade AES Encryption keeps your financial data secure
Annual
Independent security audit
Average fix time
Days to measurable credit score improvement
30 days
First results typically visible
Meera Singh
Individual Testimonial
Because of professional guidance of Credit Help India. My accounts has been resolved and updated in Cibil in a month time and shown remarkable improvement in my Cibil Score. Thank you Credit Help.
Do you also run a business? Your CMR matters as much as your CIBIL.
Plans for MSME and Businesses Owners. New reports every month. An advisor whenever you need one.
- CMR analysis for your MSME
- GST & banking health cross-check
- Business loan eligibility assessment
CMR
Good
CMR Rank
Business credit score
Jumped 4 ranksFrequently Asked Questions
CIBIL is a repository of information that collects and maintains the data provided by Banks and NBFCs, where individual have or had loans in the past. It has information about individual past and present repayment history and the status of individual loan accounts, personal information such as individual identity information, employment history, contact information, etc. It also keeps track of all the enquiries that individual has made for credit from various banks and financial institutions.
Get Your Free Personal Credit Health
Assessment
Submit your details and a senior credit expert will review your credit profile and give you a clear picture of what's holding your score back.
Credit Explained, Simply
Sep 9, 2026
WHY YOU SHOULD GET PRE-APPROVED FOR YOUR FIRST MORTGAGE?
Obtaining a mortgage preapproval is one of the first and most important steps you should take when purchasing a home. A mortgage preapproval shows sellers you're serious and will help your offer stand out in a crowd. It informs real estate agents that your time is valuable and al
Sep 9, 2026
Benefits of Having a Good Credit Score
Why Should You Maintain A Good Credit Score? A good credit score gives an idea to Banks and Lending Institutions of how you can repay the amount lent. Therefore, a high credit score must be maintained . The credit bureaus of the country determine a credit score after taking into
Sep 9, 2026
Why You Should Check Your Credit Report/Score Regularly? | Creait Help India
Your credit score is the accumulation over a period of all your repayment of credit facilities taken from Banks and Financial Institutions. This decides your eligibility for your loan, interest rate, tenure, and so on. You can never have a credit score and are regarded as new to
Ready to take charge of your Credit Score?
Start with a free credit check. No signup, no phone number.