The Credit
Knowledge Hub.
Expert guides on CIBIL scores, CMR improvement, loan eligibility, and
credit health written for Indian individuals and MSMEs.
Topic: Credit Score — 2 articles
Oct 17, 2026
What Is the Minimum Credit Score Needed To Get A Home Loan?
Learn the minimum credit score needed to get a home loan, how lenders assess home loan eligibility, and what you can do if your credit score is below 700 before applying.
Oct 15, 2026
What Is a Good Credit Score for a Personal Loan?
Learn what credit score is required for a personal loan, what makes a good credit score, common personal loan rejection reasons, and how to improve your credit score before applying.
Frequently Asked Questions
CIBIL is a repository of information that collects and maintains the data provided by Banks and NBFCs, where individual have or had loans in the past. It has information about individual past and present repayment history and the status of individual loan accounts, personal information such as individual identity information, employment history, contact information, etc. It also keeps track of all the enquiries that individual has made for credit from various banks and financial institutions.
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