Welcome to Credit Help India We help you to improve your credit.
Today's economy runs on credit and people have become increasingly dependent on credit. If you want to get a home loan, personal loan, or an education loan to pay for college fee, or business loan to run your business or you just want to have a credit card then Good credit history is required. Good Credit health is also popularly known as Good CIBIL in Indian context. Your credit worthiness is defined by your three-digit credit score and is the key to your financial life. A score of 300 is considered bad and risky while a score of 750+ is considered better and less risky. According to financial theory, increased credit risk means that a risk premium must be added to the price at which money is borrowed. Basically, if you have a poor credit Score, lenders will not reject your loan application (unless it is utterly awful); instead, they'll lend you money at a higher rate than the one paid by someone with a better credit score.
Good credit can be the make-or-break detail that determines whether you'll get a home loan, auto loan, education loan or business loan to run your business. On the other hand, bad credit history or CIBIL default will make it more difficult for you to get loans and credit card with a low interest rate and it will make it more expensive to borrow money for any purpose.
Credit Help India is a credit health management company run by experienced bankers and financial professionals. Our goal is to help such clients whose loan applications were rejected on the ground of bad credit history. We help our clients in repairing and restoring their credit health and credit worthiness. We use a combination of analytical tools, state of the art technology to understand the issues faced by an individual. We extend multilevel guidance and hand holding for our clients at all stages of their credit life cycle. An individual or a company with good credit history can enjoy loan facilities and benefits provided by various banks and financial institutions to live a hassle free life. Moreover Good Credit Health also helps in availing loan with low rate of interest and favorable repayment conditions. The lower rate of interest means cheap loan and saving of a lot of money.